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Who speaks for you

Nineteen organizations that represent, levy, lend to or serve a Fredericton business, in three tiers: the ones you pay, the ones you already pay for, and the ones built for your trade or for who you are. What each costs, what you get, and a human to call.

Checked September 19, 202619 organizationsFees mostly reset January 1

The ones you pay, and what you get for it

Dues or a levy. In return: a room full of other owners, group insurance, grants you cannot get elsewhere, and someone to phone City Hall on your behalf.

Fredericton Chamber of Commerce

The member-funded business association for the greater Fredericton region, and the room where the city’s owners meet each other.

Represents
Any business, non-profit or individual in the greater Fredericton region; an “outside” tier exists for the rest.
Costs
$365.70 a year including HST for one or two employees, rising by headcount to $2,439.15 at 500 or more. Start-ups within six months of registering pay $143.75; non-profits pay half; students $29.90. Dues run on the calendar year.
You get
  • Chambers of Commerce Group Insurance Plan for one to fifty employees: health, dental, disability, life, at pooled rates.
  • Business After Hours, first Thursday of the month from September to May, four to six; Business Over Breakfast quarterly; the Business Excellence Awards; Pathways to Growth training.
  • Member savings that pay the dues: Esso, Enterprise and National, Park’N Fly, FlagShip shipping, and up to 45 percent off at 130-odd member businesses; boardroom rental $50 a half day.

Where364 York Street, Suite 200Phone506-458-8006Email[email protected]WhoMorgan Peters, CEO; Fanny Bodart, board president 2026 to 2027

Advocacy this year has been loud on post-secondary funding cuts and international-student caps. A rebrand is in progress (RFP issued May 2026). Membership questions: Christine Little, 506-451-9740.

Sources: Dues · Benefits · Staff

Downtown Fredericton Inc

The non-profit Business Improvement Area organization for the central business district: events, marketing, streetscape, grants and advocacy for the core.

Represents
Non-residential owners and tenants from Government House to the walking bridge, river to mid-block between Brunswick and George, plus the full blocks from Sunbury to St. John Street.
Costs
No membership to buy: a business improvement levy of 20 cents per $100 of non-residential assessment inside the district, collected with your property tax (2026 provincial rate table). If you are inside the boundary, you are a member.
You get
  • Façade Improvement grants: half the cost up to $4,000 per façade, two per application.
  • Security Improvement grants to $3,500 per property for lighting, cameras and fencing; parking-lot grants to $3,000; beautification to $250.
  • The district’s marketing, events and the voice at council on parking, patios and safety.

Where349 King Street, Suite 100Phone506-458-8922Email[email protected]WhoAdam Peabody, executive director (since April 2024)

Grant budgets run out; ask whether the current year’s is open before you book the contractor.

Sources: About · Improvement programs · 2026 rate table

Business Fredericton North Inc

The business improvement association for the north side: Main Street and the commercial spine across the river, which has its own levy, its own grants and its own events.

Represents
About 220 businesses and 100 commercial property owners inside the north-side BIA and the wider Fredericton North.
Costs
Levy-funded, like DFI: 20 cents per $100 of non-residential assessment inside the boundary (2026 provincial rate table). Businesses outside the boundary can take part in events without paying the levy.
You get
  • Façade grants for building improvements on the north side.
  • The BFN Clean Team streetscape crew and a commercial property-listings service for vacant space.
  • The Summer Concert Series, Rediscover Main Street and the Dave Hawkins Memorial Golf Tournament.

Where102 Main Street, Unit 18 (office by appointment)Phone506-459-8689Email[email protected]

The quieter of the two BIAs online, and underrated: a north-side owner’s first call on anything from a vacant storefront to a summer event.

Sources: BFN · Contact · City levy by-law

Canadian Federation of Independent Business

The national small-business lobby, and the outfit whose surveys the province actually reads.

Represents
Independent, owner-operated businesses across Canada; the Atlantic office covers New Brunswick.
Costs
$34 a month plus $3 per employee.
You get
  • Advocacy with all three levels of government, with the data to back it (their minimum-wage and red-tape numbers set the agenda).
  • On-call business advisors for HR, tax and regulatory questions, plus a resource library and webinars.
  • Partner savings the federation says can reach $5,000 a year.

WhoLouis-Philippe Gauthier, vice-president, Atlantic

No Fredericton office; the value is the helpline and the lobbying, not the mixer.

Sources: Membership · Atlantic

Restaurants Canada

The national restaurant association, with a New Brunswick file that this year was mostly about immigration caps and the labour they took away.

Represents
Restaurants, bars, cafés and caterers.
Costs
$260 a year for an independent operator; chains priced on sales.
You get
  • Provincial advocacy on labour, immigration and liquor rules.
  • Industry research and forecasts you would otherwise pay a consultant for.
  • Member programs and supplier savings (ask for the current list).

Email[email protected]

Sources: Join · New Brunswick

Conseil économique du Nouveau-Brunswick

The francophone business association, with RDÉE NB as its economic-development and employability arm. Service en français, and a serious media perk.

Represents
French-speaking business owners across the province.
Costs
$100 a year for an individual membership; corporate tiers on request.
You get
  • A free full page in l’Acadie Nouvelle (worth over $1,000) and member radio rates.
  • Assomption Vie group insurance and banking and home-auto deals.
  • Twenty percent off member hotels, including two in Fredericton, and advocacy in French with the province.

Where236 rue Saint-George, bureau 314, MonctonPhone1-800-561-4446

No Fredericton office; RDÉE NB’s services (innovation, growth, succession) are open to non-members too.

Sources: Bénéfices · Adhésion · RDÉE NB

Fredericton Northwest Construction Association

The local construction association: the plan room where the region’s tenders are posted, and the door to the provincial and national bodies.

Represents
Contractors, trades and suppliers in the Fredericton region; membership includes the Construction Association of New Brunswick and the Canadian Construction Association.
Costs
Not published; ask.
You get
  • The CINet plan room with current project plans and specifications.
  • Automatic membership in CANB and the CCA, with their standard contracts and training.
  • The industry’s voice on procurement thresholds and prompt payment.

Where59 Avonlea CourtPhone506-458-1086Email[email protected]WhoSusan McDonald, office manager

CANB shares the building: 506-459-5770, [email protected].

Sources: FNWCA · CANB

The ones you already pay for

Publicly funded, no membership. Free advisors, free courses, patient loans. The mistake is not using them.

Ignite

The Capital Region’s economic development agency, since 1998, formerly Ignite Fredericton. Business advisors, the Impact Loan, Planet Hatch and the region’s newcomer programs live here.

Represents
Thirteen communities plus the rural district: Fredericton, Oromocto, Hanwell, New Maryland, Harvey, Fredericton Junction, Tracy, Sunbury-York South, Arcadia, Grand Lake, Nashwaak, Central York, Nackawic-Millville.
Costs
Publicly funded; no membership. Planet Hatch coworking is priced on request.
You get
  • The Impact Loan: $5,000 to $50,000 in working capital for startups and expansions inside Fredericton city limits ([email protected]).
  • Business development officers for start-up, growth, sales and export, and free courses: Business Basics, Marketing Basics, Planning for Growth, the Business Builder Bootcamp.
  • Workforce and newcomer services: the Connector Program, quarterly job fairs, Business Immigrant Essentials, the Welcome Guide.

Where40 Crowther Lane, Suite 100Phone1-800-200-1180Email[email protected]WhoSarah Corey Hollohan, CEO; Andrew Lockhart, director of entrepreneurial and economic growth

Vision 2030, the eighteen-month regional strategy, is under way. Planet Hatch is at 50 Crowther Lane, Suite 140, 506-453-7150. Its start-up visa stream is closed to new applications.

Sources: Ignite · Loans and grants · Team · Planet Hatch

Opportunities NB

The province’s Crown business-development corporation. Payroll rebates for the big fish; for everyone else, the Business Navigators.

Represents
All of New Brunswick.
Costs
Publicly funded; no membership.
You get
  • Business Navigators, 1-833-799-7966: a free concierge for registration, licences, permits and “which program is this actually”.
  • Free growth advisory to “reduce missteps”, and export and supply-chain help.
  • For companies creating jobs at scale, payroll rebates and repayable assistance, case by case.

WherePlace 2000, 250 King StreetPhone506-453-5471WhoTraci Simmons, CEO

Minister responsible: Luke Randall, Economic Development and Small Business.

Sources: Navigators · Who we are

CBDC Southwest

The community lender for the counties around the city: a volunteer-run non-profit that lends when the bank says not yet.

Represents
York, Sunbury, Queens and Carleton counties; Ignite sends rural founders here.
Costs
No membership; loans at posted rates, counselling free.
You get
  • General Business Loans up to $150,000, with First-Time Entrepreneur and Youth (18 to 34) streams.
  • Business counselling, training and technical help before and after the loan.
  • The Women in Business NB and Business Atlantic succession services come through this network.

Where73 Millennium Drive, HanwellPhone506-454-2747

The web presence is thin; phone works.

Sources: CBDC financing · CBDC Southwest

WorkingNB

The province’s employment service, and the office that runs the wage subsidies.

Represents
Every employer in New Brunswick; Fredericton region office on the north side.
Costs
Publicly funded.
You get
  • Employer consultants for recruitment and retention, and virtual hiring events.
  • SEED student placements (100 percent of minimum wage for non-profits, 50 for municipalities; private employers are not eligible) and the employer wage incentives, case by case.
  • The Self-Employment Benefit for people starting a business while on EI, and HR tools.

Where300 St. Mary’s StreetPhone506-453-2377Email[email protected]

Sources: Employers · Contact · SEED

Fredericton Capital Region Tourism

The City’s tourism division: the consumer site, the meetings and sport-tourism desks, the Garrison Night Market and the travel-trade work.

Represents
Any business that lives off visitors: lodging, food, attractions, tours, retail downtown.
Costs
Publicly funded; ask about listing on the consumer site.
You get
  • Listings and curated experiences (the Taproom Trail was built with eleven breweries).
  • Meetings and conventions and sport-tourism coordinators who route groups to local suppliers.
  • Travel-trade and media familiarization tours that put your business in front of writers.

Where397 Queen StreetPhone506-460-2041Email[email protected]WhoStacey Russell, manager of tourism and events

If you rent rooms, the 3.5 percent accommodation levy is the other half of this relationship; see Running one here.

Sources: Tourism contact · Capital Region

City of Fredericton

Permits, zoning, procurement and the levies. The City hands economic development to Ignite and keeps the by-laws.

Represents
Everyone inside the boundary.
Costs
Your property tax: $1.3086 per $100 of assessment inside the old city in 2026, non-residential at a higher ratio.
You get
  • Service Fredericton, 506-460-2020, for anything that starts with “who do I call about”.
  • Community Planning ([email protected]) for zoning letters, sign and patio permits.
  • Purchasing ([email protected]) if you want to sell to the City; tenders post on NBON.

Where397 Queen StreetPhone506-460-2020Email[email protected]

Sources: Business and development · Procurement · 2026 tax rate

By trade, and by who you are

The associations that know your particular problem.

Fredericton Boyce Farmers Market

The city’s original market since 1951, two hundred-odd vendors, and the cheapest way in town to test a food or craft idea in front of paying customers.

Represents
Producers who make or grow what they sell, with priority for York, Sunbury and Queens counties.
Costs
Weekly stall rental $20 to $45 depending on location, counter space and power; up to five stalls per vendor.
You get
  • Saturday mornings, 7 to 1, year-round, with a crowd that comes regardless of weather.
  • Four free spaces a Saturday for non-profits, up to four Saturdays a year.
  • A route to a storefront: many downtown food businesses started at a stall.

Where665 George StreetPhone506-451-1815Email[email protected]

Apply by email with a product list and whether you make it; expect a reply in two to three weeks. Food vendors need Public Health approval and a safe-food-handling certificate. Operated by Newmarket Properties Inc.

Sources: Vendor process · FAQ

TechImpact

New Brunswick’s digital economy association: the convener for tech employers and the funder of digital-adoption projects for everyone else.

Represents
Technology companies and any business adopting technology; membership grew a fifth in 2025.
Costs
Membership priced on request.
You get
  • Digital Boost: funded AI, cybersecurity and data projects (68 businesses funded in 2025; watch for the next intake).
  • The JobHub talent platform and CollabHub Atlantic.
  • Tech Talks and member events where the hiring happens.

WhoCathy Simpson, CEO; Nancy Butler, board chair

Sources: TechImpact · Board

UNB Technology Management and Entrepreneurship

The J. Herbert Smith Centre in UNB’s engineering faculty: three hundred companies and projects through the door, $122 million raised by the people who came out of it.

Represents
Founders with a technology idea, and established firms that want to scale.
Costs
Program-based; accelerators have historically paid participants rather than charged them.
You get
  • The Summer Institute: a three-month accelerator with funding for living costs and prototyping.
  • Energia Ventures: three months for energy, smart-grid, AI, cleantech and cybersecurity ventures, with funding and mentoring.
  • Scale-Up Atlantic: six months for established companies chasing 25 percent or $1 million of growth, on the Babson curriculum.

WhereUNB Fredericton campus

Sources: TME · Programs

Women in Business New Brunswick

Bilingual counselling and programs for women who own or are starting a business, funded by ACOA, the CBDC network, WorkingNB and WAGE Canada.

Represents
Current and aspiring women entrepreneurs across the province, with an Indigenous stream.
Costs
No membership fee published; counselling is the service.
You get
  • One-on-one development officers for start-up (Audrey Poitras) and growth and export (Alison Murphy).
  • A Consultant Advisory Services fund and webinars.
  • Mentorship, Women Entrepreneurship 101 and Coffee Break networking.

Phone506-888-0826

Sources: WBNB · Team

New Brunswick Business Immigrant Association

A Fredericton-based association for immigrant owners and investors: networking, training and mentoring by established immigrant entrepreneurs, launched with ACOA funding.

Represents
Immigrant business owners in the province.
Costs
Ask; the website was unreachable when we checked.
You get
  • Peer mentoring from owners who have already done the paperwork.
  • Training tailored to newcomers running a business here.
  • A network that overlaps with Ignite’s Business Immigrant Essentials.

Email[email protected]WhoMohamed Khirallah, president

Confirm it is active before you plan around it; we could not this month.

Sources: ACOA release

Ulnooweg Development Group

The Atlantic Indigenous financial institution: loans and business services for First Nations, Métis and Inuit entrepreneurs since 1986, with representatives in New Brunswick.

Represents
Status and non-status First Nations, Métis and Inuit business owners in Atlantic Canada.
Costs
No membership; loans and contributions.
You get
  • Micro loans to $5,000, women and youth loans to $25,000, general loans to $750,000.
  • Non-repayable contributions of 40 to 90 percent under the Aboriginal Business Financing Program.
  • Business services and a Fredericton presence.

WhereHead office: Millbrook, NSPhone1-888-766-2376

Its contact page says intake of new inquiries and applications is paused as of September 2026. Check before you apply.

Sources: Ulnooweg · Contact

Checked

Every figure on this page was read off the linked primary source on September 19, 2026. Fees, thresholds and intake windows move; the sources are there so you can check the day you need them, and if we are wrong, tell us.

Next

See them in a room.

The business calendar carries the Chamber, Ignite and DFI events from the live feed, and now filters by who is hosting.

Business events

Ask Freddy, owner edition

The questions you’d rather not phone City Hall about